Southside Community Development & Housing Corporation
Disclosure & Authorization
Updated May 2019
DISCLOSURE
Southside Community Development & Housing Corporation is a non-profit Community Development Corporation that provides affordable housing opportunities and comprehensive housing counseling and educational services to consumers. Our programs encourage homeownership and foreclosure prevention. Southside Community Development & Housing Corporation also assists clients with rental and credit counseling services.
As a client of Southside Community Development & Housing Corporation you can choose your real estate broker, mortgage lender, Home Inspector and closing agent to provide these types of services that meet our program requirements when applying for down payment and closing cost assistance or purchasing a home from Southside Community Development & Housing Corporation.
AUTHORIZATION FORECLOSURE PREVENTION CLIENTS
INVe authorize Southside Community Development & Housing Corporation, its staff or representatives, to act on my/our behalf for the purpose of seeking a resolution with regard to the property listed above. INVe authorize our lending institution/mortgage company to fax, mail, or email any items requested by Southside Community Development & Housing Corporation in reference to our mortgage delinquency immediately. I understand that Southside Community Development & Housing Corporation provides foreclosure mitigation counseling after which I will receive a written action plan consisting of recommendations for handling my finances, possibly including referrals to other housing agencies as appropriate. I understand that Southside Community Development & Housing Corporation receives federal funds through HUD programs and, as such, is required to share some of my personal information with program administrators or their agents for purposes of program monitoring, compliance and evaluation. I give permission for program administrators and/or their agents to follow-up with me for the purposes of program evaluation. I acknowledge that I have received a copy of the Southside Community Development & Housing Corporation Privacy Policy.
AUTHORIZATION ALL CLIENTS
Pursuant to Public Law 91-50B, Title VI, Section 604 (2) & (3) A & B and Section 610 (a)-(d), INVe hereby authorize any Credit Reporting Agency to disclose any consumer credit information to Southside Community Development & Housing Corporation and Hereby name Southside Community Development & Housing Corporation as the authorized "person of my choosing". INVe authorize them to obtain my credit report for the purpose of discussing and/or negotiating all matters regarding pre- and post-purchase counseling. Additionally, you may discuss my file with /Southside Community Development & Housing Corporation personnel (Law No. 1610 (d) 1). I understand that I may be referred to other housing services of the organization or another agency or agencies as appropriate that may be able to assist with particular concerns that have been identified. I understand that I am not obligated to use any of the services offered to me. A counselor may answer questions and provide information, but not give legal advice. If I want legal advice, I will be referred for appropriate assistance. I understand that Southside Community Development & Housing Corporation provides information and education on numerous loan products and housing programs and I further understand that the housing counseling I receive from Southside Community Development & Housing Corporation in no way obligates me to choose any of these particular loan products or housing programs.
PRIVACY STATEMENT
Southside Community Development & Housing Corporation is committed to assuring the privacy of individuals and/or families who have contacted us for assistance. We realize that the concerns you bring to us are highly personal in nature. We assure you that all information shared both orally and in writing will be managed within legal and ethical considerations. Your "nonpublic personal information", such as your total debt information, income, living expenses and personal information concerning your financial circumstances will be provided to creditors, program monitors and others only with your authorization and signature on the Counseling Agreement. We may also use anonymous aggregated case file information for the purpose of evaluating our services, gathering valuable research information and designing future programs. I acknowledge that this document also serves as Southside Community Development & Housing Corporation's Privacy Policy.
ACKNOWLEDGMENT
I/we understand that Southside Community Development & Housing Corporation provides information and education on numerous loan products and housing programs and I further understand that the housing counseling I receive from Southside Community Development & Housing Corporation in no way obligates me to choose any of these particular loan products or housing programs.
I/we have read this disclosure information.